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Boat Loans - Getting A Boat Loan You Can Afford

By Charlie Johnson


Unless you're flush with more cash than most people on the planet,
you'll need to secure a boat loan for that boat purchase you've
been thinking about. It's important to understand the basics of
boat loans so that you can secure the best boat loan possible.
So how do you do that?

A lot of lenders will be happy to grant you a boat loan. Just
remember, they're in business so they are looking out for their
best interests and not neccessarily yours.

But these boat lenders
need customers to stay in business so if you make it clear that
you are shopping around, they'll start looking at putting together
a boat loan offer that works well for you.

Where can you get a boat loan?

* Credit Unions

* Boat Dealers

* Financial Services Companies

* Boat Brokers

* Banks

The first place to check for a boat loan would be with a lender that
you've done business with in the past.

If you've been a customer for
awhile and they offer boat loans, it's a pretty good bet that they'll
work with you to give you good terms on your boat loan.

You'll still want to shop around and see what other terms you can get,
just to be sure. This include boat loan terms such as interest rates,
length of the boat loan, and monthly payments.

The types of boat loans available are:

* Fixed Rate Loan

* Variable Interest Rate Loan

* Simple Interest Rate Boat Loan

* A Balloon Payment Boat Loan

Keep in mind that your credit history, job stability, income, size of down
payment and length of the boat loan all will play factors in the terms you
can get, as well as which type of boat loan would be best for your financial
situation.

Once the boat loan is taken care of, you'll be ready for lots of great experiences
and adventures on your new boat.

About the author

For more information on boating accessories, check out Charlie Johnson's site http://www.theboatingexpert.com for tons of free articles and information on boating, including a free report, 'Tips, Tricks & Resources for Financing the Boat of Your Dreams!'
Article Source: http://EzineArticles.com/?expert=Charlie_Johnson

Boats For Sale And Auction

Hints About tartan sailboat

The stability of an inflatable boat, thanks to its large buoyancy tubes and resulting low center of gravity, is such that under normal circumstances it is practically impossible to capsize. This quality, which is essential to safe confident navigating, is especially appreciated by divers and fisherman.


The SEADOO company has been producing personal watercraft since 1988 and will be celebrating its 20th year in business in 2008. They did however invent the sport with the first sit down Sea Doo in 1968 and 1969. However due to the engine technology of the time they abandoned the product for almost 20 years. Sport Boats were introduced in 1994 and used the same Rotax 2-Stroke engines used in their jet-skis. In 2003, SEADOO began to use Four-Stroke Rotax engines which were all fuel injected, and in certain models, were supercharged and intercooled to increase performance. All SEADOO models have 4-Stroke Rotax engines except for the one-person 3D-DI model which needs to use a 2-stroke engine in order to lessen weight. The most powerful option ever offered by these engines is Twin Rotax 4-Tec engines only in Sport Boats that combine two 215 hp (160 kW) supercharged intercooled engines used in the Speedster and 230 challenger models rated at 430 combined horsepower. Their new RXP-X and RXT-X now have 255 horsepower the most in the industry with a 0-50 mph speed in less than 2.9 seconds.
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Some Boating, Sailing And Marine Stories

Oceanswatch - Anyone Know Much About Them?, www.oceanswatch.org

Fri, 2 May 2008 15:25:52 +0200
The Oceanswatch web site was interesting to me, but I'm not familiar with many charitable organizations traveling on small private yachts, and so I wrote to Oceanswatch for a copy of their charter before I went any further. They really haven't been very forthcoming, it seems. On their web site, under "charter" they state: "Copies of our Trust documents are available on request by emailing chris@oceanswatch.org" I emailed Chris, and here are the emails sent and received as of today. It doesn't cost him anything to send copies of this stuff to me, does it? So now I'm asking what does he have to hide? Anybody here know?

Full details: .........

Tropical Storm Fay a Bust for Me - How About You?

Well, Tropical Storm Fay was a complete bust for Pinellas and Hillsborough counties in west-central Florida. She came ashore at 5:00 a.m. Tuesday morning 140 miles south of me...

Sailing/cruising To Achieve One's Goals.

Sun, 19 Aug 2007 16:55:16 +0200
After reading Liz Clark's sailing blog, my husband and I started talking about what was so refreshing about it (besides the good grammar and pics!). Well, the thing that jumped out was the fact that this cruiser wasn't identifying herself as a cruiser but instead as a surfer-girl. Her outlook on life, her goals, where she's going and what she's doing doesn't simply focus on "cruising" for the sake of cruising. We realized that we were craving another viewpoint like this. We absolutely love to hear about people who are achieving another life goal where sailing/cruising happens to be a conduit to the achievement. What do you all think?

Full discussion ...

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